Adjustments & Disbursements of Aid

Adjustments to Financial Aid Awards

A student’s financial aid awards may be reduced or rescinded if the student changes enrollment status, receives more than the annual loan limits, withdraws during the semester, takes courses outside their degree program, never attends classes, is not in good academic standing, or repeats a passed course more than one time.


If a student withdraws from all courses, officially or unofficially, their financial aid awards may have to be readjusted. Complete withdrawals are subject to federal, state, and institutional refund policies.

Satisfactory Academic Progress

Dropped courses may affect your future aid eligibility. Always check with the One Stop Center before dropping a course.

Enrollment Requirements for Different Aid Programs

  • Federal Pell Grants: Full-time (Awards will be prorated based on part-time attendance as follows: ¾ time, ½ time and less than ½ time.)
  • Federal SEOG: 3 credits or more
  • Federal Stafford Loans: 6 credits or more
  • Federal Work Study: 6 credits or more
  • NYS TAP: 12 credits or more

Enrollment Status Definitions

  • Full-time enrollment: 12 credits per semester
  • Three-quarter time enrollment: 9-11 credits per semester
  • Half-time enrollment: 6-8 credits per semester
  • Less than half-time enrollment: 1-5 credits per semester


Financial aid for the fall and spring semesters is disbursed at the end of the 6th week of the term. Summer disbursements vary based on the start and end date of student's courses. (Please contact the One Stop Center for more information.) Aid will only be credited to a student account when all necessary requirements for the funds are completed and processed. Keep in mind that if you are receiving a single semester loan, you will receive your loan in two (2) payments. These disbursements typically occur during the 6th and the 8th week of the semester (but could vary based on the College's disbursement schedule or when you filed your aid applications).

In order for students to earn their financial aid, they must attend classes on a regular basis. Federal financial aid is not fully earned until a student has completed at least 60% of the term. Therefore, students not attending classes may lose their eligibility.

When will I receive my refund?

After all institutional charges are paid, excess financial aid is refunded to the student. These funds can be used to help cover housing, food, transportation, and personal expenses. Refunds are processed by the Student Account's Office and disbursed by BankMobile Disbursements, a financial services and payment company. For more information about BankMobile, visit BankMobile Refund Choices (Note: If the disbursement of a Federal Parent (PLUS) Loan results in a financial aid refund, a check will be mailed to the parent.)

Since refunds of excess aid will not be disbursed until the 6th week of the term, students need to budget and plan accordingly.

Using Excess Financial Aid

Students with actual financial aid in excess of their college bill may charge their books at the Campus Bookstore. Book charges typically begin 10 days prior to the start of the semester and end 4 weeks after the start of the term. Student must go to MyFLCC and complete the Title IV Authorization by selecting their name and then "Required Agreements." This needs to be done only once and may be revoked at any time in writing to the Financial Aid Office.

Contact Us

For questions related to financial aid, please contact the One Stop Center as your first point of contact. They will guide your next steps.

One Stop Center
Room 1045
(585) 785-1000
(585) 394-1735