BankMobile Vibe Disbursements

BankMobile Disbursements is used at Finger Lakes Community College to disburse financial aid credit balances to students. Please review the information below for more details.

BankMobile Disbursements

Refund Options

FLCC has partnered with BankMobile Disbursements to offer the following refund options:

ACH/Direct Deposit

Deposit refunds into your existing personal checking or savings account. FLCC wires funds to BankMobile after the refund posts to the student's account. Your bank will reflect the deposit in an additional 1 to 3 business days.

Paper Check

This is typically sent 5 to 7 business days after the date of disbursal. You must ensure that BankMobile has your current address on file. Please note that updating your address with the College does not update your address with BankMobile.

BankMobile Vibe

Money is deposited into the BankMobile account the same business day that BankMobile receives the funds from FLCC. The BankMobile Vibe account has no monthly fee for students, no inactivity fee, no overdraft fees, no point-of-sale/PIN fees, no teller withdrawal fees, no check ordering fees, and no fee to talk to a customer service agent. The account will only carry three fees:

  • $2.50 for using an out-of-network ATM
  • $25 for a wire transfer
  • $10 to replace a bank card

To find the Allpoint ATM locations closest to you, visit and enter your address, city, or zip code.

New Student Information

After registering for classes, new students will receive a refund selection kit (information about selecting a refund option) from BankMobile Disbursements in the mail that looks like this:

Do not throw this envelope away!

FLCC Higher One Card Envelope

The personal code enclosed is used to select the refund preference that best fits your needs at Refunds can be excess grants, scholarships, or student loans. Follow the instructions in the kit to select your refund option.

Please keep in mind the following:

Even though you might not be expecting a refund, do not throw the refund selection kit away as you may receive a refund in the future. It is encouraged that ALL students select a refund preference immediately after receipt so they will not have to make a selection in the future. If you do not receive your kit or need a replacement card, please contact the One Stop Center at (585)785–1000 or

Returning Student Information

All OneAccount holders will be transitioned to the new BankMobile Vibe account, which will have fewer fees associated with it. Existing account holders will not need to take action. Your FLCC One Card will remain fully functional for use and won't need to be replaced until the card's expiration date. To find ATM locations closest to you, visit and enter your address, city, or zip code.


FLCC One Stop Center
3325 Marvin Sands Drive
Canandaigua, N.Y. 14424
Room: 1045
Phone: (585)785-1000
Fax: (585)785-1735
Mon-Thu: 8:30am-6:30pm
Fri: 8:30am-4pm