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Health Insurance Benefits

All FLCC full and part-time students are covered by basic accident benefits while on college premises or while participating in college-sponsored activities, both on and off campus. The basic accident benefits are covered by the Auxiliary Services fee that you pay each semester.

Optional Sickness Plans

New health insurance options are available under the federal Affordable Care Act. For more information, visit

Public Health Insurance Programs for NYS Residents

New York State also offers public health insurance programs for NYS residents. The list below summarizes the eligibility requirements. If you need health insurance for you or your family, contact the Facilitated Enrollment Program for help in completing an application at 1-800-346-2211. The operator will direct you to an enrollment site in your county of residence.

  • Family Health Plus
    Uninsured adults age 19-64 who are not eligible for Medicaid. Young adults (age 19 up to age 21) residing with parents and parents with children under 21 in their household need to meet income/resource requirements.
  • Child Health Plus
    Uninsured children one month up to age 19 who are not eligible for Medicaid.
  • Medicaid
    NYS adults ages 19+ who meet income/resource requirements.