All FLCC full and part-time students are covered by basic accident benefits while on college premises or while participating in college-sponsored activities, both on and off campus. The basic accident benefits are covered by the Auxiliary Services fee that you pay each semester.

Optional Sickness Plans

An optional sickness plan is available and can be purchased from Niagara National Inc. (applications are available in Student Health Services, room D-312). This plan does not provide basic hospital, basic medical or major medical insurance as defined by the NYS Insurance Department. Please call POMCO for questions related to the optional sickness plan at 1-866-834-4765.

New York State also offers public health insurance programs for NYS residents. The table below summarizes the eligibility requirements. If you need health insurance for you or your family, contact the Facilitated Enrollment Program for help in completing an application at 1-800-346-2211. The operator will direct you to an enrollment site in your county of residence.

Public Health Insurance Programs for NYS Residents

• Family Health Plus
  Uninsured adults age 19-64 who are not eligible for Medicaid. Young adults (age 19 up to age 21) residing with parents and parents with children under 21 in their household need to meet income/resource requirements.
• Child Health Plus
  Uninsured children one month up to age 19 who are not eligible for Medicaid.
• Medicaid
  NYS adults ages 19+ who meet income/resource requirements.